TIM GUNN LAWYERS is an insurance LAW FIRM BASED IN MATAKANA, Auckland
We specialise in Trauma and Income Protection claims where the insurance company has wrongly declined your claim.
What is Disablement Insurance?
One of the times we most rely on insurance is when we suffer an unexpected health issue that leaves us unable to work.
We help policyholders with Total Permanent Disablement (TPD)Insurance claims, Income Protection Insurance and Trauma Insurance. This type of insurance is collectively called Disablement Insurance.
TPD Insurance is an insurance policy that pays a lump sum that is triggered when someone becomes permanently disabled and is unable to work due to illness or injury.
Income protection insurance is a policy that pays a monthly benefit if you are disabled due to illness or injury and, as a result, you are unable to work in your own occupation.
Trauma Insurance pays a lump sum that is triggered when someone suffers a defined illness (sometimes called critical illness cover). This is commonly coupled with Life insurance policies.
How can we help with your claim?
You have taken out TPD or Income Protection Insurance- what happens when the insurance company does not honour its commitment?
Having worked for and against all major insurance companies, we understand the insurance system and how to get the maximum benefits under your policy.
Here are some examples of client success stories for disablement claims :
https://www.stuff.co.nz/business/money/122684931/depressed-man-wins-173000-battle-with-insurer-aia
If you have an issue with any health and life insurance policies, contact us to discuss your claim. We help you review and understand your insurance contract and advise you on the best way to maximise your entitlements under your insurance policy.
Please contact us today to discuss your insurance dispute.